{"id":48655,"date":"2025-03-06T01:54:47","date_gmt":"2025-03-06T01:54:47","guid":{"rendered":"https:\/\/goldman-lawyers.com\/?p=48655"},"modified":"2025-03-06T01:56:51","modified_gmt":"2025-03-06T01:56:51","slug":"the-bank-took-my-estate-bank-or-credit-card-lending-penalty-clauses-is-interest-on-interest-legal","status":"publish","type":"post","link":"https:\/\/goldman-lawyers.com\/envirounment\/the-bank-took-my-estate-bank-or-credit-card-lending-penalty-clauses-is-interest-on-interest-legal\/","title":{"rendered":"\u201cThe Bank Took My Estate!\u201d Bank or credit card lending penalty clauses \u2013 is interest on interest legal?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"48655\" class=\"elementor elementor-48655\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62d649e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62d649e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1eda5c9\" data-id=\"1eda5c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6df17a elementor-widget elementor-widget-text-editor\" data-id=\"c6df17a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>Keywords<\/strong>: Family Law; parenting; artificial insemination; Family Laaw Act, section 60.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aea6e8 elementor-widget elementor-widget-heading\" data-id=\"9aea6e8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.9.0 - 06-12-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">Introduction<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0a7ed0 elementor-widget elementor-widget-text-editor\" data-id=\"c0a7ed0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p>The<em>\u00a0Family Law Act<\/em>\u00a0identifies children born as a result of artificial conception procedures under section 60H. The child\u2019s parents are recognised by the following two elements:<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:list {\"ordered\":true} --><\/p>\n<ol><!-- wp:list-item -->\n<li>the woman was married to, or a de facto partner of, another person, that being the other intended parent; and<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li>if the intended parent provides consent to the procedure.<\/li>\n<!-- \/wp:list-item --><\/ol>\n<p><!-- \/wp:list --> <!-- wp:paragraph --><\/p>\n<p>In the case\u00a0<em>Clarence &amp; Crisp<\/em>\u00a0[2016] FamCAFC 157, a mother and her former same sex partner engaged in costly court proceedings to determine who was the rightful parent of their five year old child.<!-- \/wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5232a3a elementor-widget elementor-widget-heading\" data-id=\"5232a3a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Background<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9773cb0 elementor-widget elementor-widget-text-editor\" data-id=\"9773cb0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p><strong>\u00a0<\/strong>The parties commenced their de facto relationship in 2004, with the parties separating in 2011. The birth mother of the child, Ms Clarence, the Applicant, alleged that her former partner, Ms Crisp, the Respondent, had vacated the joint dwelling in March 2011, 4 months before the procedure.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>The Respondent was of a different opinion, as she believed the separation date to be one month after the conception of the child. Ms Crisp had donated her eggs because she knew the importance of motherhood to the other party\u00a0and had hoped for the parties to reconcile after implantation. The presiding \u00a0judge was of the opinion that:<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>\u201cIf the parties were in a de facto relationship on that day [of \u00a0 \u00a0 conception] then they were both the child\u2019s \u2018parents\u2019 for the purposes of [s 60H of] the\u00a0Family Law Act 1975\u00a0\u2026 \u201d<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>In addition the court considered evidence of 850 text messages between the parties whom had exchanged their love and commitment up to the implantation of the Respondent\u2019s eggs. Despite the parties living separately at the date of conception, they were deemed to be in a de facto relationship. Further evidence suggested that the parties remained romantic, with the respondent arguing that she continued to spend overnight stays weekly at the birth mother\u2019s home.<!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46920c6 elementor-widget elementor-widget-heading\" data-id=\"46920c6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Decision<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9a7cfb elementor-widget elementor-widget-text-editor\" data-id=\"c9a7cfb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Justice Berman recognised that although the parties were attempting to reconcile, though unsuccessful, did not rebut the fact that the pair were in a de facto relationship at the time of conception. For these reasons, Justice Berman ordered that the child live with the Applicant and spend time with the Respondent.<\/p>\n<p>The Applicant recently appealed the decision to the Full Court alleging that Berman J had erred in law. The Full Court upheld the decision and costs were awarded.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Keywords: Family Law; parenting; artificial insemination; Family<\/p>\n","protected":false},"author":1,"featured_media":48656,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[218],"tags":[],"class_list":["post-48655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-family-law"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.14 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u201cThe Bank Took My Estate!\u201d Bank or credit card lending penalty clauses \u2013 is interest on interest legal? - Goldman Law<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldman-lawyers.com\/the-bank-took-my-estate-bank-or-credit-card-lending-penalty-clauses-is-interest-on-interest-legal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u201cThe Bank Took My Estate!\u201d Bank or credit card lending penalty clauses \u2013 is interest on interest legal? 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